The numbers, not the noise.
Every calculator on RichQuid shows its working. Tweak the inputs, see what changes, and walk away with a number you can defend.
Take-Home Pay Calculator
See what actually lands in your bank after tax, NI, pension and student loan — for England, Wales, NI or Scotland.
Stamp Duty Calculator
SDLT, LBTT or LTT — work out the property tax owed in England, Scotland or Wales, with first-time buyer and second-home rules.
Mortgage Affordability
How much a UK lender would actually let you borrow — with the same stress test they use.
ISA Allowance Tracker
See how much of your £20,000 allowance is left, across every type of ISA you hold.
Salary Sacrifice Calculator
Find out how much your employer's pension scheme actually saves you in tax and NI.
Emergency Fund Calculator
Work out how much cash you should have set aside, based on your real monthly costs.
Self-Assessment Tax Estimator
Side hustle or self-employed? Estimate the tax and Class 4 NI you’ll owe before filing.
Capital Gains & Dividend Tax
Work out CGT or dividend tax owed outside an ISA, with the post-2024 rates and lower allowances.
Student Loan Repayment
See what you’ll repay across Plans 1, 2, 4, 5 and Postgrad — including the combined undergrad+postgrad case.
SIPP vs Workplace Pension
Find out when adding a SIPP makes sense on top of your workplace scheme.
LISA vs Help to Buy ISA
Compare the bonus on offer for first-time buyers, side by side.