Stamp Duty Calculator

SDLT, LBTT or LTT — work out the property tax owed in England, Scotland or Wales, with first-time buyer and second-home rules.

Where is the property?

Single residential purchase by an individual. Excludes the England/NI non-resident surcharge, linked transactions, mixed-use property, company purchases and lease rent. Confirm main-residence replacement and relief eligibility before selecting buyer status.

How this is worked out

All three UK tax regimes are banded — you pay each rate on the slice of price that falls in that band, not the whole price. The numbers above show that slice-by-slice working.

England & NI: SDLT bands (current from 1 April 2025) — 0% to £125k, 2% to £250k, 5% to £925k, 10% to £1.5m, 12% above. FTB relief: 0% to £300k, 5% on £300–500k, none above £500k. Additional property: +5% on every band.

Scotland: LBTT — 0% to £145k, 2% to £250k, 5% to £325k, 10% to £750k, 12% above. FTB relief: 0% threshold rises to £175k. Additional Dwelling Supplement: 8% on the full price (if over £40k).

Wales: LTT — 0% to £225k, 6% to £400k, 7.5% to £750k, 10% to £1.5m, 12% above. No separate FTB relief. Higher rates for additional property are a different band set entirely (from 11 Dec 2024).

Mixed-use, leasehold or company purchases are different — speak to a conveyancer.

Before using this estimate

Choose the property jurisdiction and applicable buyer status. Confirm reliefs, surcharges and transaction-specific treatment with your conveyancer.

Check the source guidance

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