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ISA Allowance Tracker

See how much of your £20,000 allowance is left, across every type of ISA you hold.

2026/27 tax year

Enter what you’ve paid into each type of ISA since 6 April 2026. Withdrawals from a flexible ISA don’t free up allowance unless you’re replacing them in the same tax year, in the same account.

Cash ISAVariable & fixed rate cash ISAs.

Stocks & Shares ISAFunds, ETFs, individual shares.

Lifetime ISACounts toward the £20k total. Max £4,000/year on its own.

Innovative Finance ISAPeer-to-peer lending ISAs.

How this is worked out

The total ISA allowance for the 2026/27 tax year is £20,000. It applies across all adult ISAs you hold — the £20,000 is shared, not per account.

The Lifetime ISA has its own annual cap of £4,000 within that £20,000, and HMRC pays a 25% bonus on contributions up to that cap.

Junior ISAs are separate (£9,000/year for under-18s) and aren’t counted here.

Before using this estimate

Enter new subscriptions for 6 April 2026 to 5 April 2027, not total balances or provider-to-provider transfers. It does not connect to bank records.

Check the source guidance

Related guides

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Educational only. Not personal financial advice. Tax-year figures may change; check periodically.

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Tax year 2026/27 · Tax and loan constants checked 16 September 2026 · Educational only, not personal financial advice